Home Insurance 101 for First Time Home Buyers

Boxes? Check. Packing Tape? Check Moving Van? Check Homeowner’s insurance quotes and policy review? Huh? Buying your first home can be the most exciting and terrifying move of your adult life. Packing boxes and picking out furnishings is only the beginning. A new home represents a major investment in your family and your future. If you've been renting a home and are ready to buy, homeowner's insurance may seem a bit overwhelming. Renter's insurance is often cut and dry, but how can you possibly purchase one insurance policy to protect your home and everything (and The post Home Insurance 101 for First Time Home Buyers appeared first on .

Posted on: 22 August 2014 | 6:00 am

Insuring the Help

Whether you have the occasional household cleaning, or live-in home help, it is important to ensure that your hired household help is as protected as you are. The type of coverage depends on the nature of the employee. Types of Home Help There are several different types of household help that you may choose to hire, or may currently have working in your home. If you need nursing care, you have a registered nurse come to your home daily for home healthcare. If you are recovering from a recent surgery or accident, you The post Insuring the Help appeared first on .

Posted on: 28 July 2014 | 6:00 am

10 Tips for Swimming Pool Safety

Summer means it's time to break out the popsicles, sunscreen, and backyard pool. Whether you blow up a kiddie pool, or make an Olympic-sized enhancement to your backyard, swimming pools pose a risk at any size. According to the Centers for Disease Control and Prevention, there are approximately 7.4 million swimming pools in homes, backyards, or public areas across the country. With water activities being one of the most popular ways to stay cool in the summer, it's no wonder kids flock to that attractive blue water from dawn to dusk. However, The post 10 Tips for Swimming Pool Safety appeared first on .

Posted on: 14 July 2014 | 8:55 am

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim? Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your The post Everything You Need to Know About Filing Your Insurance Claim appeared first on .

Posted on: 23 June 2014 | 5:00 pm

Louisville Renter’s Insurance Guide

For many renters, their house is still a home, even if they don't own it. If you are a renter, you understand how much time and money you have invested to make your home a comfortable place to come at the end of the day. Between furniture, electronics, art, décor, and jewelry, you have placed a lot of value on the belongings inside your condo or apartment. You are responsible for protecting your own belongings, and that is why renter's insurance is crucial. How much is it? Renters insurance is one of The post Louisville Renter’s Insurance Guide appeared first on .

Posted on: 26 May 2014 | 6:00 am

Medicare and Your Aging Parents

For many aging adults, it is easy to say, "I've paid taxes all my life, now it's time for me to retire and let the government send me a check." While this may be a nice theory, reality isn't so easy. For many adults, caring for aging parents can be a stressful and expensive burden. While you have your own family, work, and responsibilities to worry about, you may be asked to help navigate the waters of Medicare to ensure your parents receive the care they need. For this reason, it's The post Medicare and Your Aging Parents appeared first on .

Posted on: 15 May 2014 | 6:00 am

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are The post Louisville Insurance: Guide to Insurance Riders appeared first on .

Posted on: 15 April 2014 | 6:00 am

Don’t Be Underpaid for Your Homeowners Insurance Claims

When devastating events occur, homeowners find themselves in a whirlwind of emotion. Recuperating, planning, rebuilding, and coping with loss is overwhelming. For many, the challenge of ensuring they are getting the full compensation from the insurance policy is difficult. Unfortunately, underpaying claims happens. It is why policyholders need to understand their policy completely. Many policyholders have little understanding of the nuances of their coverage and when windows are shattered, roofs cave in, or a family barely escapes a fire, most homeowners just want to deal with the emergency and The post Don’t Be Underpaid for Your Homeowners Insurance Claims appeared first on .

Posted on: 24 March 2014 | 6:00 am

Mobile Home Insurance

With over 1200 mobile home parks in the state of Kentucky, it is clear that residents here see the value in living in mobile or manufactured housing. While mobile home insurance has some similarities to traditional homeowners insurance, there are some notable differences because of the unique needs and concerns of a mobile home. Types of Coverage There are two basic types of mobile home insurance coverage: personal liability and physical damage. These are very similar to the coverage options with traditional homeowners. Personal liability protects you as the The post Mobile Home Insurance appeared first on .

Posted on: 10 March 2014 | 6:00 am

Start off the New Year with Complete Protection

The New Year is the perfect time to start fresh, renew resolutions, and make a goal. Start this New Year with peace of mind by taking on a new tradition. Experts recommend that policyholders review their policies at least once a year. Throughout the year, there may be changes in the company policies, procedures, or coverage limits. There may be changes in your own life which require you to change your coverage. Each year, reading through your homeowners, auto, and life insurance policies is the best way to ensure The post Start off the New Year with Complete Protection appeared first on .

Posted on: 23 December 2013 | 6:00 am